Medicare in Bronson, MI
Understanding Medicare can be complex, and we’re here to help you navigate this essential health care program. Whether you’re approaching retirement or helping a loved one explore their options, we have the expertise to assist you. Contact Hathaway Agency, Inc today for Medicare coverage options tailored to your individual needs.
What Is Medicare?
Medicare is a federal health insurance program designed to help provide coverage for individuals aged 65 or older and for some people under 65 with disabilities or specific chronic conditions. Administered by the Centers for Medicare & Medicaid Services (CMS), it’s designed to help cover the cost of various medical services, including hospital stays, doctor visits, preventive care and prescription drugs.
Medicare consists of different parts, each serving a unique purpose:
- Part A (hospital insurance) may help cover inpatient hospital stays, skilled nursing facility care, hospice care and some home health care.
- Part B (medical insurance) may help cover outpatient care, doctor visits, durable medical care, preventive services and some home health care.
- Part C (Medicare Advantage) is an alternative to Original Medicare (Parts A and B) provided by private insurance plans approved by Medicare. Medicare Advantage plans may provide coverage for services excluded by Original Medicare, including vision and dental care.
- Part D (prescription drug coverage) may help pay for prescriptions and is available through private insurance companies approved by Medicare.
Who Is Eligible for Medicare?
Eligibility for Medicare is primarily based on age, but there are also specific criteria for younger individuals with disabilities or certain medical conditions.
Most people become eligible for Medicare at age 65. Individuals under 65 receiving Social Security Disability Insurance (SSDI) benefits may also qualify for Medicare.
People with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS) may qualify for Medicare regardless of age.
Income and assets may affect eligibility for assistance programs related to Medicare, such as Medicaid or the Medicare Savings Program. At Hathaway Agency, Inc, we can help you understand these additional options.
Navigating Medicare can be challenging, but you don’t have to do it alone. At Hathaway Agency, Incy in Bronson, MI, our experienced team provides Medicare guidance and support.