{"id":664,"date":"2026-08-25T07:52:25","date_gmt":"2026-08-25T12:52:25","guid":{"rendered":"https:\/\/www.hathawayagency.com\/?p=664"},"modified":"2026-08-25T07:52:25","modified_gmt":"2026-08-25T12:52:25","slug":"teen-drivers-going-back-to-school-should-you-update-their-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.hathawayagency.com\/es\/blog\/teen-drivers-going-back-to-school-should-you-update-their-auto-insurance\/","title":{"rendered":"Teen Drivers Going Back to School: Should You Update Their Auto Insurance?\u00a0"},"content":{"rendered":"<p>The cost of a coverage gap can show up fast when a teen driver is involved in an accident. Hathaway Agency, Inc can help you review your <a href=\"https:\/\/www.hathawayagency.com\/coverage\/auto-insurance\/\">auto insurance<\/a> so that, when the unexpected happens, you know how your policy may respond.<\/p>\n<h2>Navigating the Commute to School<\/h2>\n<p>A new school year often means a new routine, and for teen drivers, that can mean more time behind the wheel. If your teenager regularly drives to school, notify your insurer. Undisclosed teen drivers on a household policy can create coverage problems when a claim is filed. Changes to your teen\u2019s driving habits, including a new commute route or increased mileage, can affect your premiums and your protection.<\/p>\n<h2>Students Leaving for College<\/h2>\n<p>If your college student is heading to school without a car, you may be eligible for a reduced-use discount on your policy. Discuss these details with your agent to determine whether your student is still covered when borrowing a vehicle at school, or if coverage limits remain appropriate while the car stays at home.<\/p>\n<h2>Maximizing Student Driver Discounts<\/h2>\n<p>Insurers offer various discounts that can help offset the cost of insuring a teen driver, such as:<\/p>\n<ul>\n<li>Good student discounts for maintaining a qualifying GPA<\/li>\n<li>Driver training or defensive driving course completions<\/li>\n<li>Low-mileage discounts when annual driving drops<\/li>\n<li>Distant student discounts for college students living away from home without a vehicle<\/li>\n<\/ul>\n<p>Eligibility requirements vary by carrier. Reviewing options with your agent can help you identify gaps or what applies to your situation.<\/p>\n<h2>Learn More<\/h2>\n<p>Hathaway Agency, Inc can help you find a suitable auto policy before school starts. <a href=\"https:\/\/www.hathawayagency.com\/contact-us\/\">Contact our team<\/a> today to get a quote or to speak with one of our agents.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><i>This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The cost of a coverage gap can show up fast when a teen driver is involved in an accident. can [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":666,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"%%post_title%% %%sep%% %%sitetitle%%","_seopress_titles_desc":"Explore personalized insurance solutions and expert guidance from Hathaway Agency to help protect what matters most.","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"Auto Insurance","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"_analytify_skip_tracking":false,"footnotes":""},"categories":[19,1],"tags":[],"class_list":["post-664","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.hathawayagency.com\/es\/wp-json\/wp\/v2\/posts\/664","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hathawayagency.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hathawayagency.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hathawayagency.com\/es\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hathawayagency.com\/es\/wp-json\/wp\/v2\/comments?post=664"}],"version-history":[{"count":2,"href":"https:\/\/www.hathawayagency.com\/es\/wp-json\/wp\/v2\/posts\/664\/revisions"}],"predecessor-version":[{"id":668,"href":"https:\/\/www.hathawayagency.com\/es\/wp-json\/wp\/v2\/posts\/664\/revisions\/668"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hathawayagency.com\/es\/wp-json\/wp\/v2\/media\/666"}],"wp:attachment":[{"href":"https:\/\/www.hathawayagency.com\/es\/wp-json\/wp\/v2\/media?parent=664"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hathawayagency.com\/es\/wp-json\/wp\/v2\/categories?post=664"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hathawayagency.com\/es\/wp-json\/wp\/v2\/tags?post=664"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}